Cash Back Credit Cards
Of all the variety of Credit Cards, the Cash Back Credit Cards are the most popular. Simply because the cardholder gets cashback on transactions made. These cash backs are usually credited to the card statement or to a wallet. If the cashback amount is added to the credit card account, then the cardholder has to pay less towards card payments. Else if the cashback amount is added to a wallet, then the cardholder can utilize the amount for different purposes. We have selected the Top 5 Cash Back Credit Cards here. You may apply from here directly.
Amazon Pay ICICI Credit Card
Amazon Pay ICICI Credit Card offers 5 percent cash back on Amazon for PRIME members, 3 percent cash back on Amazon for non-PRIME Members, 2 percent cash back on 100-plus Amazon partner merchants, and 1 percent cash back on other transactions. This is a lifetime free credit card.
Axis Bank Ace Credit Card
Axis Bank Ace Credit Card offers 5 percent cashback on Google Pay recharges and bill payments, 5 per cent cashback on BigBasket and Grofers, 4 percent on Swiggy, Zomato and Ola, 2 percent flat cashback on all other spends. The annual fee is Rs 499 on this credit card.
Flipkart Axis Bank Credit Card
Flipkart Axis Bank Credit Card offers 5 percent cash back on Flipkart, Myntra, and 2GUD, 4 percent cash back at select merchants, and 1.5 percent cashback across other categories. This is a LIFETIME FREE Credit Card and you will get a Welcome benefit of Rs. 600/- on this credit card.
HDFC Millenia Credit Card
HDFC Millenia Credit Card offers 5 percent cash back on Amazon and Flipkart, 5 percent cash back on Flight & Hotel bookings via PayZapp and SmartBuy, 1 percent cash back on offline spending and wallet reload. The annual fee is Rs 1,000 on this credit card.
HSBC Cashback Credit Card
HSBC Cashback Credit Card offers 1.5 percent cashback on all online spending (excluding wallet reloads) and 1 percent cashback on other spends. You can earn cashback on EMI transactions at listed merchants. The annual fee is Rs 750 on this credit card.
Final Words on Cash Back Credit cards
Have a disciplined approach to your credit behavior. Once you get a credit card, it is critical that you use it smartly and responsibly. Credit Cards are good as short-term loans for an interest-free period and build a good credit score. But if you fail to pay the bills on time, that will cause heavy penal interest as well as damage your credit rating.